High performers belong together
Our captive cells create right-sized, stabilizing economies of scale with the social dynamic benefit of like-minded member shared learning, solidarity, problem-solving, and collaboration. You deserve more from your insurance.
Healthier, happier employees with lower insurance costs
We partner with mid-market employers to move beyond standard “well being” programs and focus on innovative and data-driven wellness, and population health initiatives.
Get a DemoSavings
Long-term value. Can directly reduce costs through effort. More sustainable.
Performance
Join like-minded employers. Proactively manage risk, learn, get stronger together.
Returns
Your money, your rewards. Spend less on claims? You get the return, no middle man.
Transparency
See everything. Full visibility into claims data, costs, and financial performance.
Customization
You call the shots. It’s about what you need, not some one-size-fits-all plan.
Stability
Insulate yourself. Dampen volatility of the broader insurance market and status quo.
Structure
Open architecture. Actionable insights to combat SL, claims, TPA, and Rx spend.
Right Decisions. Right Results.
If you’re not getting great results for your clients, then what’s the point?
-0.0%
avg SL premium
since inception
-0%
actual claims
year over year
0
captive
renewals
How Our Members Think
Long-term vision. Cost containment focus. Real collaboration.
Will implement Rx solutions
Will implement Rx solutionsparticularly for specialty drugs, and pass through PBMOpen mindedOpen mindedtowards claim reduction and learning from peers
Willing to explore cost containment
Willing to explore cost containmentoptions that are effective and easy to implementPerformancePerformancedriven rewards are important
Long termLong termsolution minded to benefit from stable renewals
Fully InsuredFully Insuredand want access to claims data to understand cost drivers
Self-FundedSelf-Fundedand want to stop paying for a "fully insured" stop loss policy
Will implement Rx solutionsparticularly for specialty drugs, and pass through PBM
Open mindedtowards claim reduction and learning from peers
Willing to explore cost containmentoptions that are effective and easy
to implement
Performance
driven rewards are importantLong termsolution minded to benefit from stable renewals
Fully Insuredand want access to claims data to understand cost drivers
Self-Fundedand want to stop paying for a "fully insured" stop loss policy